Wednesday, April 22, 2015

Know the Lifetime (and Retirement) Financial Equation

For a sound lifetime and retirement financial planning one needs to know its complex equation of contributing factors.

Make the most of the things that you can control but be sure to evaluate factors that are somewhat or completely out of your control.

Planning for retirement can be overwhelming as individuals navigate various retirement factors over which we have varying levels of control. There are challenges in retirement planning over which we have no control, like the future of tax policy and market returns, and factors over which we have limited control, like longevity and how long we plan to work.

The best way to plan for a secure retirement is to focus on the factors we can control: optimize saving, understand and manage spending and adhere to a balanced approach to investing.

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